Type of Loans:

• $100,000 -  $2,000,000
• Long term loans only
• No construction
• No bridge
• All 50 states

Commercial Property

• LTV’s up to 80%  - CLTV up to 100% depending on situation
• Fixed rates up to 30 years on commercial mortgages
• Credit Scores 600+ only
• Three (3) Plans
• Low/no pre-pay penalties
• Financing for all commercial properties except Church, Adult themes, Gas

Express – Stated Income/Assets

• No Tax returns, no income verification and no financial statements
• Streamlined underwriting and low documentation
• Loans from 100K – 800K
• Borrow up to 75% of the property value (not purchase price)

Complete – Verifiable Income/Assets

• 30 year terms
• Flexible, non-bank underwriting approach as easy as a residential loan
• Under-leased investor properties may qualify – no debt service coverage minimums
• Loans from 100K – 800K
• Borrow up to 80% of the property value (not purchase price)

Plus – Complete up to 2M

• Pricing starting as low as Prime + 1.125%
• Financing is available for investor and owner occupied properties

Required

• Borrower Credit score – new pull will be done by 4R Management
• 4R Management Loan application
• 4R Management Co-Borrower application – if necessary

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